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“Your Road Service at Sea”®
2007 Member Guide

Welcome Aboard!

It is our pleasure to have you as a member of Sea Tow®, the world's largest marine assistance network. We will do our best to provide you with the highest level of PRO®fessional service possible in order to ensure your "Peace of Mind on the Water."™

Sea Tow has over 150,000 members and services more than 48,000 boaters each year. We continually look for strategic ways to improve member benefits in order to enhance the value of your membership. Our Sea Tow Advantage Network™ now has over 1,700 participating businesses, offering discounts to Sea Tow members for fuel, dockage, supplies, repairs, parts and more! If you trailer your boat, our Sea Tow Trailer Care™ program, which protects your boat while trailering to and from the water, is something you can't do without.

Fair winds and following seas,

Thank you for choosing © Sea Tow Services International, Inc.

Chairman & CEO
Capt. Joe & Georgia Frohnhoefer
Capt. Joe Frohnhoefer

Organization Membership Program
Sea Tow is organized into three tiers with each having a different function. Sea Tow Services International Inc.: The corporate office, located in Southold, N.Y., is responsible for the administration of the Sea Tow worldwide membership program and the development of the network of professional towers who assist its members.

Sea Tow Franchisee: Each Sea Tow franchisee is charged with the regional operation of a large geographic area of responsibility (AOR). The franchisee determines the number of vessels and the level of staffing necessary to properly cover the members in his AOR. Depending upon the membership demands, each franchisee may employ multiple captains and vessels and operate out of multiple ports within that AOR. When a Sea Tow member joins our program, that member is generally assigned to a specific franchisee's AOR.

Sea Tow Captains: All Sea Tow captains are highly trained professionals with years of boating experience. All Sea Tow PRO®s meet the high standards of the United States Coast Guard and are licensed Merchant Marine Officers. In the event that the covered vessel becomes disabled and needs assistance towing in an AOR, a Sea Tow captain will respond to you on the water.

Look for the Sea Tow family of products and services as represented by our marks:  Sea Tow, Sea Care, Sea Styles, Sea Spill, Your Road Service at Sea, and PRO are registered trademarks. Sea Smart, Sea Insure, Sea Loans, Sea Security, Trailer Care, Sea Store, Peace of Mind on the Water and Envirocare are trademarks of Sea Tow Services International Inc. ©2007 Sea Tow Services International Inc.

Benefits and regulations in this Member Guide supersede all prior versions.


Areas of Service Limitations & Home Area Tows: All members are entitled to unlimited assistance towing services on the covered vessel and may be towed by Sea Tow to the dock of their choice within their selected home area at no charge. No time limits, distance limits or dollarlimits apply within your home area.

Multiple Area Towing: All members out of their home area will be towed by Sea Tow to the dock or facility that will best facilitate the repair or transportation of their boat, or to their home port if it is the adjacent Sea Tow area.

Universal Towing Coverage: In areas where Sea Tow is not yet operating, Sea Tow will assist in arranging, and will reimburse for, assistance towing up to $150 per hour, not to exceed $5000 PER INCIDENT, to the dock or facility that will best facilitate the boat's repair or transportation, with no annual aggregate limit. You must use a USCG licensed professional tower, pay the bill and submit a copy of the invoice to Sea Tow Services International for reimbursement. Tows and hourly rates in excess of $150/hr will not be paid without prior authorization.

Service Contract Privileges Towing Services: Sea Tow will provide one vessel for assistance towing, or other covered service, to your covered vessel if it becomes disabled while away from your home port.

Alternatives to Towing: When conditions permit, the Sea Tow captain, as an alternative to towing the covered vessel, may elect to provide a Jump Start, Fuel Transfer, Disentanglement (No diver) or other on scene service at no additional charge to the member except for fuel, parts or non-covered services used (e.g. diver, salvage, special unusual requests). If the problem can not be resolved on scene, Sea Tow will tow the covered vessel.

Ungroundings: Sea Tow will provide free ungrounding assistance to covered vessels when all five of the following conditions apply, namely that the vessel: is in a stable, safe condition, is not in dangerous surf or inside a dangerous surf line, is surrounded by water on all sides, has some movement (i.e. rocking), and can be refloated upon initial arrival or at the next high tide in 15 minutes or less by one Sea Tow boat. Ungroundings that do not meet the foregoing criteria are considered salvage services and are invoiced to the member as such.

Dock-to-Dock Tows: If the primary vessel is disabled at a safe port in your home area, Sea Tow will tow you to your home port at no charge. If the primary vessel is disabled at your home port, Sea Tow will arrange a tow within your home area, at no charge, provided that the tow is scheduled during off-peak hours and the member is aboard the vessel. Dock-to-Dock Tows are not normally covered within the first 30 days after membership activation. Hauling vessels out for the season and due to impending bad weather are not covered.

Mayday Situation: As professional mariners, Sea Tow and Sea Tow captains reserve the right to delay response to members in order to provide assistance to vessels in grave or imminent danger.

Severe Weather: Sea Tow reserves the right to decline or delay service due to severe or dangerous weather conditions. In such cases, the Coast Guard may be notified by Sea Tow and requested to respond.

Jump Start: For safety reasons, Sea Tow will not provide jump starts at home ports. On-water jump starts are at the discretion of the captain and only if they can be performed safely.

Non-Towing Assistance Items: Items such as: fuel, parts, de-watering pumps, SCUBA divers, haul-outs, etc., are not covered by the membership program.

Heavy Traffic: Sea Tow members always receive priority service. However, on days of heavy boating traffic, calls will be handled on a first member called - first member assisted basis.

Salvage Operations: Salvage Operations are not covered by the membership. Vessels wrecked, beached, on fire, taking on water, in the surf or surf line, or sinking are not covered by the membership.

Disentanglements: Disentanglements are at the discretion of the captain and will be completed to the best of his/her ability. In some cases a tow may be safer. If a diver is used, there will be a charge for their time.

Pre-existing Problems: A membership applicant guarantees that the covered vessel(s) will be reasonably maintained and in reasonable working order when he/she joins. Therefore, pre-existing problems are not covered under one’s membership. This applies to new memberships and any changes in primary vessel information.

Refunds: Refunds, less a processing fee, will only be provided within 30 days of membership activation provided no membership services have been rendered.

Insurance: Towing charges as part of an insurance claim such as a salvage operation, wreck removal or the towing portion of a damage claim covered by a hull insurance policy are not covered member privileges. Towing charges for any insurance recovery services provided by Sea Tow is payable to Sea Tow.

Benefits and regulations in this Member Guide supersede all prior versions.


Reservations Definitions Activation: All memberships activate 24 hours from receipt of payment. Any expired membership will have a reactivation period of 24 hours once payment is received. Membership benefits expire with membership expiration.

Other Towing Services: Towing invoices from non-Sea Tow providers are not covered when there is a Sea Tow provider in the area. A non-licensed Good Samaritan, marina, or other may not charge for services as it is in violation of federal law. Sea Tow will not offer reimbursement for this type of service as it should be given free of charge. Sea Tow is not responsible for the actions of providers who have no pre-existing written contractual relationship with Sea Tow.

Changes to Primary Vessel: It is the member’s responsibility to immediately contact Sea Tow and inform them of any changes to the primary vessel.

Second Sea Tow Boat: If the use of a second towboat is required, the member may be charged for the services rendered by the second towboat.

Proof of Ownership: Evidence of ownership by registration, documentation or bill of sale must be provided at time of service. If such evidence is unavailable, and not provided to Sea Tow within 24 hours, you may be charged for services rendered.

Boats Over 65 Feet: Service is not available in all areas. If a second tow boat is required the member may be charged for services rendered by the second towboat.

Lake Card Membership: Multiple Area Towing and Universal Towing Coverage benefits do not apply.

If your vessel is aground in a marine sanctuary or other protected area, you may be responsible for additional charges.

Members are limited to one tow (or alternative to tow)per incident.

Services provided by Sea Tow are not part of an insurance policy and do not provide for any liability or damages arising out of injury to persons, boats or property.

Sea Tow reserves the right to withdraw any membership for abuse of privileges without reimbursement. This includes misrepresentation of vessel condition, excessive towing, fraud, intoxicated operation or lack of upkeep and care of the vessel.

The following terms are defined in order to help members understand the privileges that aSea Tow membership offers.Assistance Towing: Non-emergency assistance provided to a disabled vessel (definition from the Federal Register 1988).


Charter/Rent/Lease/Borrow: Use of a recreational vessel by the member with the permission of the vessel's registered owner, where the member is the master of the vessel (has care, custody and control) and the registered owner of the vessel is not on board (i.e.: membership privileges do not apply if the member is only a guest on the vessel).

Commercial Vessel: Any vessel, with an engine, that is commercially registered or being used in a commercial manner, including, but not limited to: charter, rental, boat club, fishing, dive, survey, law enforcement, crewboats, water taxis, professional race boats, or other working vessels.

Covered Vessel: Any vessel covered by a Sea Tow membership type: Gold Card, Lake Card, Corporate Card, Commercial Card or Professional Mariner Card.

Dangerous Surf: Breaking waves on shore, on a shoal or in an inlet (typically due to adverse current) that threaten the safety of either the member's vessel or the Sea Tow vessel.

Disabled Vessel: A vessel which, while being operated, has been rendered incapable of proceeding under its own power and is in need of assistance (definition from the USCG SAR Policy).

Disentanglement: Removal of a line, rope or other foreign object from the underwater running gear of a disabled vessel.

Fuel Transfer: Delivery of gasoline or diesel fuel to a disabled vessel.

Home Area: The large geographic area of responsibility (AOR) that a Sea Tow franchise covers that will include your home port.

Home Port: A member’s specified marina, yacht club, pier, launching ramp, dock or mooring.

Incident: Any event or series of events arising from the same occurrence.

Jump Start: Starting a disabled vessel’s engine by attaching an outside power source to the starting circuit by means of cables.

Member: The specific person named on the Sea Tow membership card, to whom the primary vessel is registered, or owned by.

Primary Vessel: The named, or otherwise identified, specific vessel to which select membership privileges apply. Proof of ownership by the member is required.

Recreational Vessel: Any vessel, with an engine, that is not commercially registered or being used in a commercial manner.

Safe Port: One that can accommodate the safe mooring of your vessel and has available a means of communication (definition from USCG SAR Policy).

Salvage Operation: Any act or activity undertaken to assist a vessel or any other property in danger in navigable waters or in any other waters whatsoever (definition from the IMO International Salvage Conference 1989).

Benefits and regulations in this Member Guide supersede all prior versions.


Bahamas Service Vessels disabled in the Bahamas will be serviced in accordance with the Sea Tow Member Guide. Vessels that can not be serviced in the nearest Bahamas facility, at Marsh Harbour, Nassau or Freeport, and require a tow back to the United States, must make arrangements with the local franchise, their home area franchise or Sea Tow Services International. These vessels may only be towed to commercial ports in the United States. Vessels may be towed from West End, Grand Bahama Island to Lake Worth Inlet, West Palm Beach, Fla., or from Bimini to Fort Lauderdale, Fla., or Port of Miami. Total coverage provided under this service for tows to West End or Bimini, and then to the United States, is limited to $150/hr or $5,000 per incident, whichever is less. The member is responsible for any additional charges.

Vessels will be towed to the United States only from a safe port upon prior arrangement. Vessels will not be towed during periods of storms or conditions that could deteriorate or endanger the vessel, captain, crew or passengers of the towed vessel. The Sea Tow captain will, in his sole discretion, decide when to make the crossing.

Tows to the United States will only be performed Monday through Friday by prior arrangement. Due to heavy service, we will not schedule any crossings to the United States on a Saturday or Sunday. All vessels being towed from a foreign port must clear U.S. Customs. All U.S. Customs, Bonding and Agent costs for the tower and the member are the responsibility of the member. U.S. Customs will not grant tower clearance to leave port after 4:30 p.m.

Sea Tow reserves the right to fly in parts or personnel to effect repairs in lieu of towing or to place personnel on board the vessel to assist in towing.

Sea Tow reserves the right to modify or terminate this policy at any time without notice.

Sea Tow Trailer CareTM Upgrade Trailer CareTM Marine: The program provides roadside assistance services for the boat trailer and towing vehicle when the trailer or towing vehicle becomes disabled on the road while trailering the boat*. The Trailer Care Marine membership applies to all marine trailers owned by or registered to the member.
Vehicles and trailers used for commercial purposes are not covered.

Trailer CareTM Universal: The program provides roadside assistance services for the trailer and towing vehicle when the trailer or towing vehicle becomes disabled on the road while hauling the trailer. The Trailer Care Universal membership applies to all trailers owned by or registered to the member. Vehicles and trailers used for commercial purposes as well as mobile homes are not covered.

Services for the trailer for both programs include roadside assistance for flat tires** and the towing of the trailer when the towing vehicle becomes disabled. The program also includes roadside assistance for wheel bearing, axle and brake problems. Services for the towing vehicle include roadside assistance for flat tires** jump starts, lockout service and fuel delivery.

Services are covered up to $150 per incident and do not cover the cost of parts (i.e. tires) or fuel that is delivered. Service is sign-and-drive when available. All other member requests will be reimbursed up to the coverage limits. For reimbursement the invoice should be mailed to: Sea Tow - Trailer Care, P.O. Box 1178, Southold, N.Y. 11971 and must be postmarked within 60 days of services received.

* Trailering the boat is defined as towing the boat's trailer to and from the boat, as well as trailering the boat itself.
** Flat Tires: Trailer Care will cover replacement of the defective tire with the vehicle’s spare or delivery of a new tire (at the owner's expense for the cost of the tire) if necessary, and reasonably possible.


Insurance


The following is offered for general information purposes, and may not be construed as a legal opinion. Members should be aware of the different types of marine insurance policies available and understand what they cover. There are three main types of hull insurance for yachts and boats:

1. Agreed value
2. Actual value
3. Replacement value
Each of these types of policies can be written with or without a deductible.
Some policies limit payment.
Basic policies cover liability for accident or injury, called property and indemnity (P&I) coverage. Full vessel coverage includes P&I, plus hull coverage. You must request this type of policy to ensure that you are covered for damage to or loss of the vessel itself, in addition to accidents and injuries.

You should be sure that the policy contains a “sue and labor clause” so that the cost of saving your vessel is covered.

Most policies require that you do whatever is necessary to limit damage to the vessel. Policies may be void if you choose to do nothing and let the damage continue. In order for you to avoid being under-insured, we at Sea Tow strongly suggest that you have sufficient coverage in amounts appropriate to your vessel.

For more information on insurance, please visit the Sea Tow and Sea Insure Web sites (www.seatow.com and www.seainsure.com).

Salvage


The following is offered for general information purposes, and may not be construed as a legal opinion.

The definition of salvage is “saving property in peril at sea and reducing environmental damage.” Salvage is also “all the actions taken aboard and ashore to resolve a marine casualty and to save property in peril at sea.” Most of the on-water services performed by Sea Tow involve vessels in some degree of peril. Many of these services, for example, covered ungroundings, jump starts and fuel drops, are covered by your Sea Tow membership and are provided free of charge.

Oftentimes whether a service is covered cannot be determined until the Sea Tow captain is on scene with a disabled vessel because of the ever changing nature of the marine environment. At that time the Sea Tow captain will evaluate the situation and inform the owner, if conditions permit, whether the required services are covered under the membership program before providing service. If the services are not covered, the boat insurer or the owner will be responsible for the cost of services provided outside the Membership Program.

Among other things, the greater the peril, the higher the cost of service is likely to be. In cases involving high risk, the cost of the service often cannot be determined until after the service is performed. When conditions permit, and you feel comfortable doing so, you can attempt to negotiate a fee arrangement with the Sea Tow captain. Sea Tow endorses the MARSALV contract. As with any service, reaching an agreement concerning the terms of the service can avoid unpleasant surprises later. However, if your vessel is in imminent danger of being damaged or damaging the environment or other boats (as determined by the Sea Tow captain), you may be legally required to take all steps necessary to protect the vessel immediately.

It is extremely important that you have sufficient and proper insurance coverage for your vessel. As long as your vessel is properly insured, the cost of services provided outside the Membership Program may be covered by your hull insurance policy (see Insurance, at left). If the vessel is not properly insured, the owner is wholly responsible for all charges associated with the performance of services outside of the Membership Program.

Benefits and regulations in this Member Guide supersede all prior versions.

For a complete listing of ALL the Sea Tow Francises in the Network Please read the Sea Tow International Member Guide

BOATING SAFETY TIPS: BEFORE YOU LEAVE THE DOCK
• Always start with a full tank of fuel and an adequate oil level. Check your fuel level by knowing your boat's fuel consumption per hour and the time you have run. Never trust your fuel gauge!
• Always remember to shut off your engine while fueling and run the blowers prior to restarting the engine.
• Make sure that all fill caps are clearly and properly marked. Ensure that fuel dock attendants are using the correct port (no fuel in the rod holder or water tank, please).
• Check your bilge level and bilge pump before leaving the dock.
• Make sure that the drain plug is in place before launching.
• Maintain your battery (particularly fluid and connections) and buy a new one every three years.
• Always have a working VHF radio onboard and test it before you leave the dock.
• Ensure that your cell phone battery is fully charged (cell phones are notoriously unreliable on the water).
• Remember to carry your life jackets, flares, first aid kit and fire extinguisher.
• Always carry an anchor and adequate chain and anchor rode.
• Always carry a chart of the area you are boating in and review it before each voyage.
• Remember to check the tides, and weather forecast before your day of boating.
• Give your entire boat a quick look-over before leaving the dock. Check for anything that does not look normal.
• Remember to stow all fenders and lines while underway.
• WHEN IN DOUBT CALL SEA TOW 1-800-4-SEATOW.

"Sea Tow" words and logos are registered trademarks of Sea Tow Services International, Inc., and licensed to Sea Tow Central NJ.
Use is by permission only. All rights are hereby expressly reserved.